Companies that are trying to collect debt from consumers are required to comply with strict rules that are set by the Fair Debt Collection Practices Act. The FDCPA is quite extensive, but it is in place to let debtors and creditors what actions are and are not permitted when it comes to collecting debt.
Court: Oral dispute of debt not grounds for ceasing communication
The high cost of unlawful collection practices
Collecting consumer or commercial debt can be an enormous challenge. It is not uncommon for people to try and avoid their responsibility to pay back loans or fulfill judgment claim orders, so it can be necessary to take aggressive measures to collect these payments.
What to know if awarded damages are unpaid
Taking legal action against a person or business to pursue financial damages can be a stressful and lengthy process. There is often considerable paperwork, extensive research, courtroom hearings and legal arguments that must be considered and completed.
