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When you make your living as a contractor, subcontractor or laborer in Ohio, you have certain protections and remedies available to you if someone neglects to pay you for construction work you perform. A mechanic’s lien is a tool that gives you a means through which...
With credit so easily available to most Ohio consumers, it is easy for debt to quickly spiral out of control and become unmanageable. When this happens, there are several courses of action borrowers take. One common response to oppressive debt is to simply ignore it....
Credit card debt is a major burden for millions of Americans. It is also a burden upon creditors. Many creditors go to great lengths to encourage debtors to stick to payment plans. A recent study focused on whether or not offering prize-linked incentives could help...
If you receive Medicaid benefits, you need to know that the State of Ohio may well seek reimbursement for these benefits from your estate after you die. Under Rule 5160:1-2-07 of the Ohio Administrative Code, the Ohio Department of Medicaid can file a claim against...
Federal and state laws protect both creditors and debtors. Creditors need to familiarize themselves with debtor protections that may make it difficult to recover an unpaid debt. Once a debt becomes delinquent, it can be difficult and expensive to recover it. Taking...
If you are attempting to collect a debt, it is pivotal to understand your rights and your responsibilities. Sometimes, people fail to approach debt collection from the right angle, which can lead to serious penalties. There are different issues to consider if you are...
It is within your rights to contact customers who have neglected their payments. However, your methods must take an ethical approach and comply with federal standards. Using harassment to coerce your customers to pay their dues can have costly legal consequences. In...
When facing a contract dispute, it is important to have as many tools on hand to take care of the matter as possible. After all, what works for one dispute may not work for all of them. It is important to assess each situation on an individual level and make a choice...
When creditors need to collect money from people, one option that they may choose is wage garnishment. If they pursue this action, people need to understand the wage garnishment process. According to FindLaw, wage garnishment allows creditors to receive money from a...
If you are owed for delinquent accounts receivable, issues with unpaid invoices or other unpaid obligations, your business must follow state and federal guidelines for collection. Failure to do so limits your ability to collect on the past-due payments and may also...
